Insurance is of paramount importance when needing to adapt to the current and future risks of climate change and its consequences (often consisting in natural catastrophes and extreme hydrometeorological phenomena), which directly affect the activity of the insurance sector. The latter is forced to take measures to assess the change in the covered risks and seek solutions that allow reducing damage and increasing the resilience of society, even when the latter also plays a fundamental role in their mitigation.

The Ebro delta (Catalonia, Spain) and its coastal lagoons (Alfacada and Tancada) are vulnerable to the effects of climate change, particularly to sea level rise. In combination with sediment deficit due to river regulation and subsidence, sea lever rise can lead to exacerbated coastal erosion and retreat. Local management practices (e.g. intensive rice farming) have also affected the natural habitats and species of the delta, causing wetland loss and changes in salinity and water quality.

The former industrial area “Luciline” in Rouen, along the Seine river, has been profoundly re-designed into an ecodistrict covering 9 hectares in total and including both climate change adaptation and mitigation solutions. Sustainable living is the core principle of the neighbourhood re-design. Sustainability solutions are implemented in fields playing an important role in climate change adaptation and mitigation, such as energy, water, biodiversity, transport and planning.

The project involves a pilot experience to find suitable formulas to slow down, as much as possible, the process of environmental degradation taking place in the Maspalomas dune complex during the last 50 years, to avoid the disappearance of the mobile dune area and preserve its environmental value ​​and importance as a tourist attraction. The most important erosion factors in the dune system are storms and the alterations derived from climate change.

Weather- and climate-related damages, in particular those due to flooding, pose substantial risks to the business continuity of small and medium enterprises (SMEs). Currently, this economic sector receives in Italy little support for planning and implementation of adaptation measures.

Losses and damages related to urban flooding and storms are likely to increase due to climate change. The insurance industry can potentially play a key role in climate change adaptation by contributing to the understanding of risks associated with climate change. By sharing data on the location of insurance claims associated with extreme rainfall or storms, the insurance industry can enable better-informed adaptation planning and risk management.

Rail transport plays an important role in in Slovakia, providing 35.6% of the total volume of passenger transport and 19.0% of freight transport in 2017. The main railway corridor, which connects the cities of Bratislava, Žilina and Košice, part of the trans-European TEN-T transport system and Rail Freight Corridor 9 (Eastern Corridor, RFC 9), is currently being modernized with the support from the European financial instruments.

A large restoration project started in 2011 in the former saltworks of Salin-de Giraud, located in the southeast of the Rhône delta, within the Camargue Regional Natural Park and the UNESCO‘s Man and Biosphere Reserve. This site represents a vast coastal area of 6,500 ha in the municipalities of Arles and Saintes-Maries-de-la-Mer, partially transformed and used for industrial salt production from 1950 to 2008. It was characterised by a strong artificialisation, with seafront dykes and disconnection among different water bodies used as ponds for salt extraction.

The United Kingdom has historically experienced severe flood events, including that of summer 2007, which resulted in the loss of essential services including water and energy supply, as well as the destruction of infrastructures, with estimated costs exceeding £3.2 billion. About half a million people were immediately affected by this event, in terms of temporary absence of energy supply. In any of such flood event, once energy supply is impacted, so are other services as water distribution, transport, communication and health care.

The former industrial area “Luciline” in Rouen, along the Seine river, has been re-designed profoundly into an ecodistrict (9 hectares in total), including both climate change adaptation and mitigation solutions. Sustainable living is the core principle of the neighbourhood re-design. Sustainability aspects are implemented by means of energy, water, biodiversity, transport and planning solutions that in most of the case play an important role for climate change adaption or mitigation.